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  1. #1
    Member aasimuk
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    Anyone willing to do personal loan?

    I have a feeling how this will be accepted, but I'm going to try anyhow!

    I'm desperatly seeing an urgent loan of £1200 which I will pay back £1700 over the following 5 months (£340 a month) and can provide things like driving licence, passport etc for security. The reason I'm in need of this is I have a property ready to move into in Bristol, but am unable to until I can get the deposit and first months rent together. I've tried applying with banks, but they say it will take 14 odd days to get something sorted.
    If anyone is feeling they can take me up on this, I would really appreciate it.

  2. #2
    Expert imported_JR
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    Man you really are asking for a personal loan.

    I would advise everyone not to take up this sort of offer - however rather than remove this thread I will leave it open to allow others to post up anything that may be of help to you.

    JR

  3. #3
    Member aasimuk
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    JR, thankyou for allowing this to stay, I think you can guess I'm pretty desperate!
    The one thing I'm trying to stear clear of using are those payday loan places, but to be honest, it dosn't look as if I have too many other options. (its even got down to me now selling my love lifes story to a magazine, but even that will take a few days!)

  4. #4
    Moderator Sarah is just really nice Sarah is just really nice Sarah is just really nice Sarah is just really nice Sarah is just really nice
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    Hmm... how much is a second hand driving licence or passport worth? I'm not entirely convinced they would be good security for a personal loan. Have you perhaps got a car or any designer clothes to offer instead?



    Seriously though, in the short term at least, have you not considered an overdraft or cash advance from a credit card? If you need the cash so urgently they could be ways to get it, but try to negotiate to reduce the applicable fees and/or interest rates and don't borrow those ways for any longer than absolutely necessary - convert to a lower rate instrument such as a loan as quickly as you can. Perhaps you should try asking over at the Motley Fool website, they enjoy making suggestions for these sorts of problems!

  5. #5
    Member aasimuk
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    good point about the driving licence etc Sarah, thankyou for the comments, Looks like its the payday loan service for me!
    Its more important then anything as my landlord has all my stuff in my old property, and I need the new place to pick it all up (long story, but summerised here: http://www.landlordzone.co.uk/forums...ead.php?t=1751)

  6. #6
    Enthusiast supernoodles
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    The landlord then entered the premises a few days after, and switched off both the gas and water, as well as taking my electric meter key, hence leaving me unable to top up my electricity.
    I dont know if english law on landlords is the same in scotland, as in
    Your landlord cannot enter your flat/house without your knowlegde, if he does he is committing an offence.
    "If you think nobody cares if you're alive, try missing a couple of car payments"
    -Earl Wilson

  7. #7
    Member aasimuk
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    Unfortunatly, he has gone through the police by staging a "false" break in. Even the tenancy relations in Bristol said I "could take legal action, but it isn't worth it" I'm more concerned about my stuff! Expecially the personal photographs which have huge sentimental value for me

  8. #8
    jof
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    Personal Loan

    have you tried www.Zopa.com? I could refer you and we'd both get £30 if you get accepted

  9. #9
    Expert angst
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    In the post you refer to in another forum you say"With regards to the rent, I have kept it in my account, and will be only too pleased to pay it to the landlord, if he ever fixed the heating, and stopped entering the property whenever he wanted."

    You accept that you stopped paying the rent in October because the landlord hadn't done some agreed remedial work.

    This leaves two questions
    (i) Why do you need to borrow cash if you are sitting on 5 months of unpaid rent?
    (ii) If you are undertaking to make regular payments how do you convince an unsecured lender that hasn't even met you, that you won't look for reasons not to honour the agreement,given that you are open about stopping paying your landlord rather than making a fair deduction to reflect the ongoing poor state of repair of the flat.

  10. #10
    Expert abaxas
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    Re: Anyone willing to do personal loan?

    Quote Originally Posted by aasimuk
    I have a feeling how this will be accepted, but I'm going to try anyhow!

    I'm desperatly seeing an urgent loan of £1200 which I will pay back £1700 over the following 5 months (£340 a month) and can provide things like driving licence, passport etc for security. The reason I'm in need of this is I have a property ready to move into in Bristol, but am unable to until I can get the deposit and first months rent together. I've tried applying with banks, but they say it will take 14 odd days to get something sorted.
    If anyone is feeling they can take me up on this, I would really appreciate it.
    Go play some blackjack/vpoker and cream off some free bets.

    If you cant make 1500 in a week u aint trying hard enough. Infact there probably enough free bets to do it in a day :P


 

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