From 2013 - The points you earn* with The Co-operative Bank and Britannia:

  • Current accounts: 1200 points, if you deposit £800 per month on average into your account.
  • Mortgages: 750 points, for a residential mortgage with an outstanding balance over £500.
  • ISAs: 300 points, if you have a cash ISA with a balance over £100.
  • All other products earn 100 points per year (eligibility criteria apply).
  • Bond and Fixed Term deposit savings products do not qualify to earn points.
From 2013 - The points you earn* with The Co-operative Insurance:

  • Home and motor insurance policies: 750 points if you have renewed a home or motor policy in the past 12 months.
  • Home and motor insurance policies: 100 points for new policies which have not been renewed in the previous 12 months.
  • All other products earn 100 points per year (eligibility criteria apply).
The changes come into force from 1 January 2013, so you'll see the effect in your November 2013 share of the profits.
*All points earned are based on a rate set per year.