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  1. #1
    Contributor superchef
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    Advice Please on LTSB CC

    Quote.

    0% interest on balance transfer for 14 months (3% fee). Minimum spend of £100 in the first 3 month applies. Offer only available online.

    When they say min spend do they mean purchase? If so nice way of catching people out!


  2. #2
    JL
    JL is offline
    Rpoints Legend JL
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    From the T&Cs:

    * Minimum spend of £100 in the first 3 months applies. 0% interest for 3 months after the account is opened if the minimum spend is not met. Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 6 weeks of opening the account. Your monthly payments reduce balance transfers first, so after six months you pay interest on purchases at the standard rate until balance transfers are paid off. 3% fee applies and interest is charged on this fee.
    You could spend £100 straight away and pay off immediately before initiating a balance transfer, ensuring it's done before the 6 week time limit. You then pay off the 3% BT fee to stop interest running on that so you get the maximum benefit of the 0% period. The payment allocation rules provide that fees & charges are paid off before promotional balance transfers.

  3. #3
    Contributor superchef
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    Thank u rated.


  4. #4
    Contributor superchef
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    Just gone onto LTSB Web Site which says I MAY be elgible for a £1000 balance card!



    There avin a laff!

    £1k!


  5. #5
    Rpoints Elite One Eyed Snake is a jewel in the rough One Eyed Snake is a jewel in the rough One Eyed Snake is a jewel in the rough
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    They may be having a problem with you over their credit and identity verification checks.

  6. #6
    Expert TOPCAT57
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    Quote Originally Posted by One Eyed Snake
    They may be having a problem with you over their credit and identity verification checks.
    Cant possibly think wot u mean!



 

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