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  1. #1
    Expert PDJames
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    Virgin Money - 0% on balance transfers for 15 months (2.98% fee)

    When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.

    0% for 15 months on balance transfers
    Rate applies to transfers made in the first 60 days. Handling fee of 2.98% applies.

    0% for 6 months on card purchases

    16.6% APR typical rate (variable)

    You'll also get up to 50 days interest free on your card purchases, as long as you pay your statement balance in full and on time every month.

    X_NOTES:62521

  2. #2
    Contributor pkatz
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    how do u do a manual claim?

  3. #3
    Moderator Chadwick will become famous soon enough Chadwick will become famous soon enough
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    Quote Originally Posted by pkatz
    how do u do a manual claim?
    FAQ: http://www.rpoints.com/help/14/952/

  4. #4
    Contributor greenoak
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    virgin cc

    I applied between xmas and new year

    card and pin already received.

    my 3.5k barclaycard balance already cleared by virgin.

    Very good service and only £25pm min payment. I am due a legacy later this year which will clear all my debts . yippee

  5. #5
    Expert TOPCAT57
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    With int rates at 000000000000000.1% I think stoozing is well an truly over!


  6. #6
    Expert planteria will become famous soon enough
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    the 16months makes it appealing,
    and i always find MBNA good CS-wise.
    good point re. the rates though...difficult to drop it straight into a savings account and make a decent return now.

  7. #7
    Expert TOPCAT57
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    Quote Originally Posted by TOPCAT57
    With int rates at 000000000000000.1% I think stoozing is well an truly over!

    Just had a thought regarding the economy:

    "If int rates go to 0% then large numbers of people wont get any interest on their savings - so they will have no money to go out and spend - economy grinds to halt!

    Catch 22?"

  8. #8
    Expert planteria will become famous soon enough
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    ive just applied.
    hoping that i'll get the card alongside an MBNA Platinum - it may be that i have to speak to them on the phone to get them to play ball though.

  9. #9
    Contributor pepabs
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    Quote Originally Posted by TOPCAT57
    Quote Originally Posted by TOPCAT57
    With int rates at 000000000000000.1% I think stoozing is well an truly over!

    Just had a thought regarding the economy:

    "If int rates go to 0% then large numbers of people wont get any interest on their savings - so they will have no money to go out and spend - economy grinds to halt!

    Catch 22?"
    I think the thinking's meant to be the opposite - people aren't getting any interest on their savings, so they'll go out and spend their savings rather than leave it in an account earning no interest.

  10. #10
    Expert planteria will become famous soon enough
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    i got this card, and moved the limit of my MBNA Plat across to maximise the benefit.


 

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